Sanlam is a diversified financial-services group founded in 1918 and headquartered in Bellville, South Africa. Its businesses include insurance, investment and related financial services in South Africa and other markets. Consult current group reporting for its geographic footprint.
Sanlam acquired SAHAM Finances in 2018. Its services include insurance, financial planning, retirement and investment solutions. Product availability and the group’s structure change over time.
The list below reflects an older operating structure. Refer to Sanlam’s latest integrated report for the current group structure and business names:
- Sanlam personal finance
- Sanlam emerging markets
- Sanlam investments
- Sanlam corporate
- Santam.
Sanlam Share Price
Sanlam shares trade under JSE code SLM. The old 14 August 2022 US-dollar forecast is not a current price or a reliable reason to buy. The table below retains quote-field names, but current values must be checked through a dated market source or authorised broker. A fund investment and purchasing Sanlam shares are different transactions.
| code | slm | volume | Check current dated quote |
| spot | Check current dated quote | move % | Check current dated quote |
| last trade | Check current dated quote | close | Check current dated quote |
| open | Check current dated quote | ask | Check current dated quote |
| bid | Check current dated quote | low | Check current dated quote |
| high | Check current dated quote | year low | Check current dated quote |
| year high | Check current dated quote | yield | Check current dated quote |
| price/earnings | Check current dated quote | dividend yield | Check current dated quote |
How to register with Sanlam
To enjoy the full benefits of all that Sanlam has to offer, you would have to be registered with the company. For you to do that, here’s what you’ll need.
- A Sanlam product number or valid ID/Passport number
- A valid cell phone number
- A valid e-mail address
Once you have the have requirements, follow these simple steps to register:
- Go to the official Sanlam website and click on login. You can type in www.sanlam.co.za in your browser. To can also use this direct link in your browser address field, https://www.sanlamonline.co.za/login
- Then click on the register button
- When the portal opens, enter your product number or ID/Passport number to start your process.
- You will then be required to confirm your cell phone number
- Once you have done that, confirm your email address as well
- Choose a username, something that you would remember easily
- A temporary password will be sent to you via SMS, enter the password in the corresponding field
- You can then choose a new password. Choose a password that is not easily hacked but also something you can easily remember
- Read and accept the terms and conditions and your Sanlam portfolio will be open and you can now be able to manage your portfolio online.
Sanlam investments
Sanlam offers products with different risks, fees, tax treatment and withdrawal restrictions. Compare the current product disclosure documents and obtain suitable advice where needed; returns and capital growth are not guaranteed.
Unit trust
A unit trust pools investors’ money in a portfolio managed under a stated mandate. Portfolios can hold shares, bonds, property securities and other assets. Minimum contributions, fees and risks depend on the fund and platform.
Investing for growth
For growth investments, compare the current terms for unit trusts, endowments and other products. Glacier’s Wealth Edge page lists a minimum lump sum of R100,000; older Cumulus or monthly-contribution figures should be confirmed before applying.
International investments
Sanlam’s international investments include; investing directly offshore, investing in rand-denominated funds, investing with Glacier by Sanlam and investing with Sanlam Private Wealth.
Education planning
An education-savings projection can help estimate future costs and contributions. Outcomes depend on investment returns, fees, inflation, the saving period and the actual product chosen.
- Online trade with Sanlam iTrade
Sanlam’s iTrade allows you to have access to live market information and news, daily and weekly market reports, and immediate trade confirmations via SMS. It also provides a unique feature and experience of trading online in Afrikaans.
- Sanlam tax-free savings
Qualifying tax-free investments exempt investment returns from income tax, dividends tax and capital gains tax. From 1 March 2026 the annual contribution limit is R46,000, with a R500,000 lifetime limit and a 40% tax on excess contributions. Check the product minimum and withdrawal rules; withdrawals do not restore contribution allowances.
How do Sanlam investments work?
After reviewing the investment options at Sanlam, here is how it all works. If you would like to invest, you can follow these steps;
Step 1: choose an investment plan that’s right for you
In order to choose a product or investment plan that will suit you, you should first identify what your financial goal is. You could choose to save for retirement or for your child’s education; that could be your goal.
Step 2: familiarize yourself with the specific features of each product or plan.
This includes knowing when you will be allowed to withdraw your money, whether or not you will be taxed on your investment or the money you have withdrawn etc.
Step 3: consider these things
- How long do you want to invest for
- How much risk you are willing to take
- How much you can afford to contribute towards your financial goal
- The adviser and administration fees associated with your fund of choice
The answers to these questions will guide and give you a better idea of the risks and benefits your ideal fund might fall into.
Step 4: get ready to invest.
Now that you are fully knowledgeable of your financial goal, the risk involved, and whether or not you can afford it, you can now choose a fund that suits you and invest. You can invest online or with the help of a financial advisor. Either way, you should have these documents handy:
- Proof of identity such as a copy of your ID
- Proof of address
In the event that you are investing for a minor, you will need to provide additional information and documentation. Your financial adviser should be able to give you more information on this subject.
What you own and how returns arise depend on the product. Unit-trust investors hold units; shareholders hold shares; insurance or endowment products have contractual benefits. Income, growth and access to money depend on the investment terms and are not guaranteed.
Also Read: How to Claim From the Road Accident Fund in South Africa
Sanlam investment calculator
Sanlam provides planning tools for different purposes. The following are examples; available calculators and their assumptions can change:
- Education calculator
You can find out how much to save for your child by using this tool. Based on the age of the child or the number of children you have, and your monthly income, you will be able to know how to save for each child.
- Retirement calculator
This tool enables you to know how much you will need to save to be able to retire comfortably. It uses projections based on assumptions about uncertain future outcomes and compares your current age, projected retirement age and current monthly earnings to propose a suitable retirement plan.
- Income tax calculator
An income-tax calculator estimates tax using the selected tax year’s rates and your relevant income and personal details. It does not calculate liability merely by comparing with last year’s deductions.
- Funds value calculator
A unitised investment value generally reflects units held multiplied by the applicable unit price. Fees, tax, transactions and product terms can affect the amount payable on withdrawal.
We hope this article gives you a proper overview of Sanlam’s financial services, how to register and benefit from these services and how to grow your wealth by choosing one of their investment plans and systems. If you would like to know more about this company, please check their official website.
